Law360 (October 31, 2025, 5:48 PM EDT) -- The secretary of the U.S. Department of Education and three major credit bureaus were hit with a proposed class action in Georgia federal court for allegedly forcing millions of student loan borrowers into delinquency and default due to operational failures in loan servicing after the COVID-19 deferment period ended earlier this year.
In a complaint filed Thursday, student loan borrowers Jamica Bates, Meryl Blazer, Carissa Gillespie and Tamara Cesar alleged that Secretary of Education Linda McMahon, Equifax Information Services LLC, Experian Information Solutions Inc. and TransUnion LLC willfully violated the Fair Credit Reporting Act. The defendants did so, they alleged, by pushing borrowers into delinquency and default using "maliciously
By Kelcey Caulder