Dr. Wayne Johnson Sets Forth Key Elements Of Relief Being Sought Under The Class Action Lawsuit Related to Unfair Credit Bureau Reporting By U.S. Department Of Education

1. All reported negative account status made during the period January 1, 2025 to present, be removed from credit bureau files.
   
   
2. Any credit bureau file reporting to be suspended until it can be certified that the U.S. Department of Education is performing to operationally sound commercial banking standards. As the department has chosen to engage in commercial profit making, then it should be held to the same standards as would be any regulated bank consumer loan activity.
   
   
3. That the government and the credit bureau firms pay to each member of the Class Action Lawsuit an amount of $100,000 for actual and punitive damages.
   
   
4. That President Trump issues an Executive Order stating that it will be the policy of the U.S. Government to not challenge any bankruptcy filing of someone who files for bankruptcy on their federal student loans; provided that the person’s last student loan borrowing for direct education purposes was made at least 5 years prior to the bankruptcy filing.